Category: Insurance Guides
In-depth guides on modified and specialist car insurance
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How to Insure a Car Worth More Than Book Value: Agreed Value Explained
Standard insurance pays current market value at total loss — often a fraction of what…
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What Modifications Affect Car Insurance Premiums? Complete Insurer Guide
Engine upgrades and power modifications increase premiums the most. Safety upgrades like roll cages and…
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How to Insure a Modified Car: A Step-by-Step Guide for Enthusiasts
Insuring a modified car isn’t complicated — but getting it wrong voids your cover. Here’s…
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Track Day Car Insurance: The Complete Guide for Circuit Enthusiasts
Standard road car policies exclude all circuit use. Track day insurance fills that gap —…
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Race Trailer Insurance: What It Covers (And What It Doesn’t)
Race trailer insurance covers collision, comprehensive, and liability — but not the race car inside,…
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Race Car Trailer Insurance: What It Costs and How It’s Priced
Trailer insurers quote individually, and personal cargo-trailer cover is priced very differently from commercial car-hauler…
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Do You Need Separate Insurance for Your Race Car Trailer?
Your tow vehicle’s auto policy covers liability for your trailer — but not physical damage.…
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Drag Strip Insurance Explained: What Actually Covers You When You Race
Standard modified car policies exclude all racetrack use — every pass you make without strip-specific…
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Agreed Value vs Stated Value Car Insurance: What Every Build Owner Must Know
Agreed value and stated value sound similar. At claim time, the difference can be tens…
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Modified Car Insurance: The Complete Guide for Enthusiasts & Drag Racers
Standard car insurance policies routinely exclude engine swaps, forced induction, suspension mods and bodywork. This…